Process Guide: Left-hand navigation
Dashboard:
System Dashboard Overview:
Key Financial Data Points
Total Account Balance: The aggregate balance of all available accounts and wallets within your banking portfolio.
Wallet Overview: An immediate, summarized view of all available wallets, displaying the current monetary balance for each.
Latest Transactions: A chronological list detailing the most recent financial activity within your account.
Funds Management and Approvals
Lockboxes: This section details funds currently held in temporary holding. These are funds placed into custody for delivery to a grantee only after specified conditions are fulfilled.
Incoming Lockboxes: Funds sent to your account that are held in temporary holding. These transactions require approval from a linked contact before release.
Outgoing Lockboxes: Funds awaiting disbursement from your account. Navigate to the "Approvals" module to review and authorize the release of these held funds.
Frequent Contacts: A curated list of the contacts most routinely utilized for processing transactions.
Enhanced Dashboard Functionality
Hide Balance: A security feature that allows the user to conceal all displayed balances on the dashboard when viewing the system in public or shared environments.
Request Payment Shortcut: A direct navigational link to the "Request Payment" module, allowing users to quickly initiate a payment request transaction with a contact.
Direct Pay Shortcut: A streamlined link to the primary "Pay" functionality. This option facilitates a direct payment, bypassing the Programmable Payment workflow, meaning no funds are held in temporary holding.
Approvals: This module displays all pending actions that require authorization between two users within the same account. The necessity of this approval is dependent on the permission levels configured for each user, typically requiring a higher-tier user to validate or approve actions initiated by a lower-tier user.
Requests: This module, designed for inter-business transactions, displays a centralized list of all pending items that require your approval or action. These items represent agreements or actions between your business and a counterparty that have not yet been finalized. The four specific categories of pending requests found here are:
Payment Request
Programmable Payment Contract Request
Programmable Payment Fulfillment Request
Programmable Payment Cancellation Request
Programmable Payments: The module used to Initiate Transactions with two distinct options:
Programmable Payment: Allows you to initiate an outgoing payment that incorporates a secure Lockbox step. Funds are held and released only upon verification of transaction terms.
Payment Request: Allows you to create a request for an incoming payment, also secured with the Lockbox mechanism for mutual protection.
Contacts
Contacts: A list of all your contacts to whom you can send funds or from whom you can request a payment.
Transactions
Transactions: The full, detailed list of all your account transactions. You can filter by Wallet, Status, Date, or Amount and export to a CSV file. Clicking an individual entry displays the complete transaction details.
Quick Actions:
Pay: Facilitates a direct payment, bypassing the Programmable Payment workflow. You select the amount, the source wallet, the contact, and add a description.
Request: This option facilitates a request for payment from another business on the N3XT platform. You can select the amount requested, the wallet you wish to receive payment to, the contact you are requesting money from and add a payment description.
Internal Transfers: Allows you to move funds between your own wallets. You choose the "From" wallet, the "To" wallet, the amount, and add a description.
Add Funds: Use this function to add funds to a N3XT wallet from a connected bank account.
Withdraw Funds: Use this function to withdraw funds from a N3XT wallet to your connected bank account.
Settings
Settings: Provides a visual overview of your account, along with access to all configuration options: Business Information, Audit Logs, Team, Wallets, Profile, Notifications, Security & Privacy, API Keys, Statements & Reports, and Close Account.
Logout: The action of formally ending a N3XT session to ensure your data and access privileges are secured.
Process Guide: Upper Right-hand navigation
My Profile
My Profile: All personal profile information, including your Role, Email, 2FA status, login status, join date, and KYC status. You can also view Wallet Assignments and Activity here.
Settings Sub-Sections (within Settings Module)
Business: Adjust settings such as Details, Authentication Settings, User Onboarding, Automatic Role Assignments, and SSO Connections. You can also upload business documents and view the Rule Book (ToS/Terms of Service).
Audit Logs: A complete, chronological record of every action taken on the account, filtered by date range, searchable, paginated, and exportable to a CSV file.
Team: Manage all team members and their status. Adjust Role permissions and invite new users.
Wallets: Overview of current wallets and the ability to create new wallets or view individual wallet details.
Profile: Personal profile details (Role, Email, 2FA, KYC status).
Notifications: Customize your notification preferences.
Security & Privacy: Adjust your account security settings.
API Keys: Manage your keys for API integrations.
Statements & Reports: Download statements and generate custom reports.
Close Account: Close your account and delete all associated data.
Interface Actions
Dark Mode: Switch between the "light mode" and the "dark mode" interface based on aesthetic preference.
Logout: The action of formally ending a N3XT session to ensure your data and access privileges are secured.