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How to Initiate a Programmable Payment on N3XT

The Programmable Payment feature allows you to send funds secured by a Lockbox, releasing payment only when your counterparty confirms the agreed-upon contract terms are fulfilled.

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Written by Wayne Racine
Updated over a month ago

Part 1: Starting the Payment Process

  1. Log In: Log in to your N3XT account.

  2. Navigate to Programmable Payments: In the main left-hand navigation menu, click "Programmable Payments."

    • Note: This page displays a list of your recent transactions and their current status. Click any transaction for detailed information.

  3. Create New Payment: In the top right corner of the screen, click the button that reads "Create New Programmable Payment."

  4. Select Action: A prompt will ask for your intent. Select the option: "I want to send a payment."

Part 2: Defining the Contract and Recipient

  1. Select Recipient: Under the "Pay" field, select the business or contact you wish to pay. You may choose from the "Select a business" search bar or select from any contacts listed under "Select from frequent contacts."

  2. Add Description: In the "Payment description" field, enter a brief description detailing what the payment is for (e.g., "Q4 Marketing Services"). This description will be visible to your contact.

  3. Continue: Click "Continue" to proceed.

Part 3: Finalizing and Initiating Lockbox

  1. Input Amount: Enter the specific Payment amount you wish to send.

  2. Select Source Wallet: Use the dropdown menu to select the wallet you wish to pay from.

  3. Review and Continue: Click "Continue."

What Happens Next?

  1. Review Confirmation Dialogue: A dialogue box will appear with the transaction details and the following message: "Once [Contact] accepts the Programmable Pay request, the payment amount will be held in a secure lockbox until delivery of goods or services is confirmed, or both parties cancel."

  2. Finalize Transaction: Click "Confirm Programmable Payment" to finalize and send the contract request to your contact.

  3. Lockbox Activation: Once your contact accepts the request, the funds are immediately secured in the Lockbox.

  4. Fund Release: The funds remain securely held until the contract terms are fulfilled. You must then confirm delivery/fulfillment to release the funds from the Lockbox to your contact.

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